Category Archives

Archive of posts published in the category: Budgeting

Top items to have on your monthly budget


The first step in gaining financial freedom is to budget for your money. And the best way to budget your money is to do it at least on a monthly basis. This is because the month is the smallest time frame that has become acceptable for spending categorization. This is why you are expected to pay your rent at the end of the month and ensure that all your bills are taken care of. However, for people that live on hand to mouth, it becomes very hard to them to save up, which is not impossible. By having a proper budget, one can make sure that they utilize their money well. However, coming up with the budget is another story. There are those items that you should always include in a budget, and we will be taking a brief look at them.

Must items to have on your monthly budget

Household maintenancelsndvlndsanvlkndasklvnlknsadvsadv

You have to make sure that your home is maintained. Make sure that you buy all the items that will be used throughout the month to make sure that you stock in advance. It is important to make sure that you work out all theĀ household stuff that need to be maintained on a monthly basis to get the best experience.


Your bills are your responsibilities and to ensure that you get the best services, you have to make sure that you pay your bills on time. The best way to make sure of this is to create a budget and allocate it for all your bills. Gas, water, and electricity are some of the top measures that should always be paid on time.


Especially in countries that offer prepaid communication rates, make sure that you budget for it. This will ensure that you get the best experience communicating without lacking airtime. Do a little research to determine the amount you spend on a monthly basis, and once you have an aggregate value, make sure that you include it in your monthly budget.


If you do not have a Netflix subscription or a similar service, you need to get out of the rock you are living under. Make sure that your account for such subscriptions, including gym and yoga among others. Another important factor to remember is that you can use a budget to identify all the subscriptions that you do not need and get rid of them, enabling you to save a lot more.